In Moyer v. Patenaude & Felix, A.P.C. the Third Circuit was asked to determine whether the phrase “[i]f you wish to eliminate further collection action, please contact us at 800-832-7675 ext. 8500” in a debt-collection letter violated the Fair Debt Collection Practices Act, 15 U.S.C. § 1692et seq. Employing the “least sophisticated debtor” standard, the Third Circuit held that the sentence was not deceptive and therefore did not violate the FDCPA.
